Genuine fear of being wrong

This whole fine tuning argument is faulty. Our planet in orbit around our sun in our universe was not made (or fortuitiously happened) to be conducive to life. It’s the other way around - life happened at this particular planet because conditions were conducive to life.

Edit: To the extent that it makes any meaning to talk about odds for life in this context, it all has to do with prior knowledge and the question you ask; what we need to make our kind of life happen, vs. what kind of life can happen given the present conditions.